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Terms of Use

Last Updated: May 11, 2026

Agreement to Terms

By accessing or using the Marvel Crest website (marvel-crest.com) and services, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you must not use our website or services.

Services Overview

Marvel Crest provides financial education services, including workshops, courses, and coaching programs designed to improve financial literacy. Our services are educational in nature and do not constitute financial advice.

Educational Purpose Only

The information provided through our website and programs is for educational purposes only. It should not be considered:

  • Personalized financial advice
  • Investment recommendations
  • Tax or legal advice
  • A substitute for professional consultation with a licensed financial adviser

You should always consult with qualified professionals before making financial decisions.

Enrollment and Payment

Program Registration

When you enroll in our programs, you agree to:

  • Provide accurate and complete information
  • Pay all applicable fees in a timely manner
  • Adhere to program schedules and requirements
  • Maintain respectful conduct during sessions

Pricing and Fees

All prices are listed in Australian Dollars (AUD) and are subject to change without notice. The price you pay will be the price displayed at the time of enrollment.

Payment Terms

Payment is required in full at the time of enrollment unless alternative arrangements have been agreed upon in writing. We accept major credit cards and bank transfers.

Refund Policy

Refunds are available under the following conditions:

  • Full refund if you cancel more than 14 days before the program start date
  • 50% refund if you cancel 7-14 days before the program start date
  • No refund for cancellations less than 7 days before the program start date
  • No refund after the program has commenced

In exceptional circumstances, we may consider alternative arrangements at our discretion.

Intellectual Property

Our Content

All content on this website, including text, graphics, logos, images, videos, and software, is the property of Marvel Crest and is protected by Australian and international copyright laws.

Program Materials

Workshop materials, templates, and resources provided as part of our programs are for your personal use only. You may not:

  • Reproduce or distribute materials without written permission
  • Use materials for commercial purposes
  • Modify or create derivative works
  • Share access credentials with others

Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use program materials for your personal educational purposes.

User Conduct

You agree not to:

  • Use our services for any unlawful purpose
  • Harass, abuse, or harm other participants or instructors
  • Impersonate any person or entity
  • Interfere with the proper functioning of the website
  • Attempt to gain unauthorized access to any part of our systems
  • Upload malicious code or viruses
  • Collect information about other users without consent

Rescheduling and Cancellations

By You

You may reschedule your enrollment to a future session with at least 7 days notice, subject to availability.

By Us

We reserve the right to cancel or reschedule programs due to insufficient enrollment, instructor availability, or unforeseen circumstances. In such cases, you will receive a full refund or the option to transfer to an alternative session.

Limitation of Liability

To the fullest extent permitted by law:

  • Marvel Crest is not liable for any financial decisions you make based on our educational content
  • We are not responsible for any direct, indirect, incidental, or consequential damages arising from your use of our services
  • Our total liability to you for any claims arising from our services is limited to the amount you paid for the specific program or service

Disclaimer of Warranties

Our services are provided "as is" without warranties of any kind, either express or implied. We do not guarantee:

  • Specific financial outcomes or results
  • That our services will meet your particular requirements
  • That our website will be uninterrupted or error-free
  • The accuracy or completeness of any information provided

Indemnification

You agree to indemnify and hold harmless Marvel Crest, its officers, employees, and instructors from any claims, damages, losses, or expenses arising from:

  • Your violation of these Terms of Use
  • Your use of our services
  • Your violation of any rights of another party

Third-Party Links

Our website may contain links to third-party websites for your convenience. We do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party sites.

Privacy

Your use of our services is also governed by our Privacy Policy. Please review it to understand how we collect, use, and protect your information.

Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of our services after any changes constitutes acceptance of the new terms.

Termination

We may terminate or suspend your access to our services immediately, without prior notice, if you breach these Terms of Use or engage in conduct we deem inappropriate or harmful.

Governing Law

These Terms of Use are governed by the laws of Victoria, Australia. Any disputes arising from these terms or your use of our services will be subject to the exclusive jurisdiction of the courts of Victoria.

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

Entire Agreement

These Terms of Use, together with our Privacy Policy, constitute the entire agreement between you and Marvel Crest regarding your use of our services.

Contact Information

For questions about these Terms of Use, please contact us at:

Marvel Crest
Level 8, 142 Collins Street
Melbourne VIC 3000
Australia
Email: [email protected]

Marvel Crest

Empowering Australians with practical financial knowledge since 2013.

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